REAL ESTATE Loan Product Summary
If you're in need of capital we have creative solutions available for you needs. Please give us a call at 866-878-5774, ext 1 to talk about what your needs are, or if you are ready to schedule an, "Application Meeting", please choose at least a 30 minute appointment from our calendar here https://calendly.com/stlpsi
Real Estate Loans – Frequently Asked Questions
1.Where can I submit a loan scenario? Via e-mail to stuart@stlpsi.com
2.Where do you offer financing? In all 50 states, in areas that are not too rural. International financing is not available.
3.What type of properties do you finance? Single-family homes, multifamily, condos, townhouses, offices, industrial/warehouse, mixed-use, retail, and more. We currently do NOT lend on primary residences, and offer UP TO 50% LTVs for vacant land.
4.What is the minimum credit score? It varies depending on the loan program, but we do have no credit check options.
5.How quickly can transactions close? The general range is 2 to 4 weeks, depending on factors such as: receiving required transaction information, underwriting, appraisal, title work, and providing documents needed for final approval/closing.
6.Are there closing costs? Yes, all transactions will have closing costs, which may include: origination & underwriting fees, legal & title fees, property insurance, applicable taxes, etc. These vary for each loan scenario and are disclosed upfront.
7.Are you a direct lender? We are both lenders and brokers, with an extensive network of over 50 private lenders. Our knowledgeable and experienced team will help you close transactions easily with the best terms and rate available.
8.Do you work with brokers/referral partners? Yes, we do. Please contact stuart@stlpsi.com for more information.
Know exactly what you want?
Ready to enter your loan data?
Below is the link for each of the loans.
Go ahead and get started, or call us to type in the data for you!
Hard Money Bridge Loan FIX-N-FLIP Application Form
Rental Property Application Form
Commercial Real Estate Application Form
Ground Up Construction Program Application Form
Also submit answers to these questions:
Please answer the following and we will let you know if the transaction is feasible:
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Property Address?
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Property type?
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If purchase, what is the purchase price and down payment available?
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If refinance, what is the estimated value? And what is the amount owed?
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Closing under entity (LLC or Inc) or personal name?
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Amount of liquid assets available?
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How many investment properties have been owned by borrowers in the last 36 months?
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What is the estimated credit score?
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Is the property generating income?
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Rate and term expectations?
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